Your baby

Bebe-souriantYour child is not necessarily entitled to insurance with the Luxembourg Caisse Nationale de Santé if it is born in Luxembourg.

Once the birth is registered at the City of Luxembourg civil register office, you will receive several documents for the authorities.

This documentation is to be sent as quickly as possible to:

  • The city of your residence to register the birth
  • The insurance company in your country
  • The Caisse Nationale de Santé, indicating the Luxembourg social security registration number assigned, as applicable, to one or both parents
  • The parents’ respective employers

With these statements, your insurance company is able to send, at a certain time, an E106/S1 form to the Caisse Nationale de Santé.

Depending on your personal situation, your child may or may not be registered on this European form, once the competent insurance fund in your country of residence has determined this.

Upon receipt of this document, the Caisse Nationale de Santé will be able to affiliate your child to be co-insured on an ongoing basis if the child is registered.

C.1. Parents employed in Luxembourg

C.1.1. Father is a frontier worker - Mother is not a frontier worker

The child may be affiliated in Luxembourg if the child is the responsibility of the father. An E106/S1 form, establishing co-insurance will allow Luxembourg affiliation. The parents must obtain a confirmation of affiliation directly from the Caisse Nationale de Santé.

C.1.2. Mother is a frontier worker - Father is not a frontier worker

t is the law in the country of residence that determines whether or not the child will be affiliated in Luxembourg. The parents must obtain a confirmation of affiliation directly from the Caisse Nationale de Santé.

C.1.3. Father is a frontier worker - Mother is a frontier worker

If the parents have opted to insure the child in Luxembourg, the child can be affiliated there once the E106/S1 form (on which the child is registered) has been sent. The parents must obtain a confirmation of affiliation directly from the Caisse Nationale de Santé.

C.1.4. Father is a frontier worker - Mother is a housewife

A child that is the responsibility of its father will be affiliated by an E106/S1 form establishing co-insurance to allow Luxembourg affiliation. The parents must obtain a confirmation of affiliation directly from the Caisse Nationale de Santé.

C.2. Parents who are not employed in Luxembourg

C.2.1. Father is not a frontier worker - Mother is temporarily affiliated by an E112/S2

The mother is temporarily affiliated with the Caisse Nationale de Santé, based on an E112/S2 form, issued by the competent health insurance fund in the country of residence.

If the child requires additional treatment at birth, this would be covered by the Caisse Nationale de Santé through the declaration of the European Card received from the country of residence (or a replacement certificate).

C.2.2. Father is not a frontier worker - Mother is not a frontier worker

If neither parent is working in Luxembourg, the law for the child becoming affiliated with the Luxembourg CNS through the E106/S1 form cannot be applied.

C.3. Emergency affiliation in the event of the baby requiring treatment during the hospital stay following the birth

It is important to define the insurance status of your child in Luxembourg, particularly if additional treatment (echo, blood sample, transfer to neonatology, emergency etc.) is required during the hospital stay following the birth.

C.3.1. Baby affiliation is in order with the Luxembourg health fund

-    In the event of an affiliation being in order with the CNS for your child, the Clinic can send all invoices generated by this additional treatment directly to the health insurance fund.
-    The fee statements that you receive from your Luxembourg doctor are to be sent to the CNS, following payment, in order to obtain a refund based on the current rates in Luxembourg.

C.3.2. Baby is not affiliated with the Luxembourg health fund

-    In the event of emergency care, a copy of the European card (or a replacement certificate) in the child’s name (whose validity dates must match the treatment dates) should be obtained as quickly as possible from the competent health insurance fund in your country of residence.
-    Upon receipt, it must be sent immediately to the Caisse Nationale de Santé for registration. We will complete this step for you if you send this document to our Accounts Department as quickly as possible.
-    The treatment provided can only be covered by CNS from the defined date of affiliation.
-    If the replacement certificate or European card cannot be provided, all treatment costs will be paid by the parents.
-    The invoices will then be sent to the competent health insurance fund in the country of residence to obtain a refund based on the current rates in that country.